There is a difference between using debt as a tool to live and taking on debt to earn a degree that will not eventually allow you to pay back that debt. There

There is a difference between using debt as a tool to live and taking on debt to earn a degree that will not eventually allow you to pay back that debt. There is nothing wrong (at least compared to student debt) with people having $400k+ mortgage or car payments, the issue arise when that money is used to earn a degree that has no monetary value.