Student loans should be able to go into bankruptcy to correct the market. That's it. Nothing else is needed. It would fix the problem with the diploma mills and

Student loans should be able to go into bankruptcy to correct the market. That's it. Nothing else is needed. It would fix the problem with the diploma mills and degrees that don't recoup the investment. Obviously people would declare bankruptcy the day they graduate so there needs to be a special type of process for discharging the loans. There's income based financing and there is loan discharge after a certain time so you're never in a 'spot' not to 'pay' them but the gov't is propping up the market and that needs to end.