My banks don't charge for any of those things either (Santander in the UK, SBanken in Norway). Santander does charge for unexpectedly going into the red I beli

My banks don't charge for any of those things either (Santander in the UK, SBanken in Norway). Santander does charge for unexpectedly going into the red I believe but SBanken just charges you interest on overdrafts up to 5000 NOK/ 500 EU). SBanken also makes a little money managing the little I have invested in funds. Santander is making money out of me because I am resident in Norway it doesn't pay interest unless you are resident in the UK