I've never understood this logic as typical usage of the word accident means something wasn't _deliberately_ caused, not that no-one was at fault. I'm sure you

I've never understood this logic as typical usage of the word accident means something wasn't _deliberately_ caused, not that no-one was at fault. I'm sure you could find some collisions that were caused deliberately (insurance fraud for example) but I'd be surprised they occurred so frequently to be worth changing the word.