3 ms·
The devil is in the details. I am not sure it is an apple to apple comparison here. Ant seems to have far more data about users so that its credit score is craz
by nnm 6y ago
The devil is in the details. I am not sure it is an apple to apple comparison here. Ant seems to have far more data about users so that its credit score is crazy accurate.
- Aperocky 6y agoThe credit scores are accurate now, but what if a recession happens? Similar to subprime mortgage, if housing values keep going up there wouldn’t be any problem even if people defaulted. But the economy as a whole can change and your credit score based on when economy was well is suddenly useless.