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When I was testing someone else's payment system, I entered my card information with the incorrect expiration date. To my surprise, it happily accepted and I w
by sbov 16y ago
When I was testing someone else's payment system, I entered my card information with the incorrect expiration date. To my surprise, it happily accepted and I was charged. Not sure how common this is though.
- pkteison 16y agoIt's up to your bank to decide whether expiration matters, and they can vary their opinion by payment channel - expired card is more likely to be ok for paying a bill than it is for ordering from a web store. The merchant has no reliable way to learn whether the card expiration is wrong - the protocol has a card expired message but in practice banks use it for other errors too, and accept charges that should have expiration errors.