"Is it really fair that a child's access to health insurance for the rest of its life depends on decisions parents made?" Probably not. This is why I suggeste

"Is it really fair that a child's access to health insurance for the rest of its life depends on decisions parents made?" Probably not. This is why I suggested that it might be valid for the government to provide this meta-insurance to all children born. Your other statements are simply opinions without the associated effort of argumentation.