0.5% is immaterial for subscription-based businesses where profit margins are typically the highest. But... it adds up. For example, just looking at the last

0.5% is immaterial for subscription-based businesses where profit margins are typically the highest. But... it adds up. For example, just looking at the last $39 USD transaction in my Stripe dashboard which gets converted to $53.72 AUD (I charge in USD but receive AUD) Stripe currency conversion fee: $0.88 Stripe processing fees: $1.69 Total: $2.57 That's 4.78% fee. Now add this new 0.5% and we are over 5% fee on transaction processing. Is this expensive enough for me to consider alternatives? No.