Nobody is a fan of extra charges, but I am quite happy with Stripe since it's simple enough to use, by now powerful enough to be used even with bigger customers

Nobody is a fan of extra charges, but I am quite happy with Stripe since it's simple enough to use, by now powerful enough to be used even with bigger customers and for us it was the biggest road to being able to send out invoices to customers abroad which can be paid via Credit Card quickly. Look at it this way: If you're serving big customers on annual plans you can always include text on your invoice about how they can pay via SWIFT / SEPA wire transfer. Of course you're still eating the currency conversion and bank handling fees for accepting those payments. For us the pain of the 2.9% + 0.5% percent is not big enough to warrant even researching cheaper alternatives. If someone has hot tips for something that allows me to charge via Credit Card, accept payments in various currencies, and has an invoicing and subscription product built in I'm all ears!