Borrow to buy your house, aim for the monthly payments to be below a third of your income. Apart from that, I’d avoid any other form of debt (unless it’s some

Borrow to buy your house, aim for the monthly payments to be below a third of your income. Apart from that, I’d avoid any other form of debt (unless it’s some weird game system like the US credit scores or cards, in which case play it if you want but be careful, if you ever trip up they’ll take you to the cleaners)