With a decent tech income for Canada (i.e. cheap for Bay Area standards), I can live well, achieve financial independence before 45 and work for a great company

With a decent tech income for Canada (i.e. cheap for Bay Area standards), I can live well, achieve financial independence before 45 and work for a great company with inspiring coworkers. Could I speed this up by another 5-10 years by moving to California to help monopolists serve ads, suppress competition and lure users into walled gardens? Sure I could. And what's wrong with stoking the world's most overpriced und undersupplied real estate market with another willful participant in the process. That said, "insane" strikes me as an extreme choice of words for someone forgoing this golden opportunity.