Money is a tool, and like any other tool it may or may not be useful to you. If you want to be a digital nomad on a little boat sailing about then you need much

Money is a tool, and like any other tool it may or may not be useful to you. If you want to be a digital nomad on a little boat sailing about then you need much less money than someone who wants to build a mansion and drive a ferrari. Money does not indicate how valuable you are as a person, it indicates your ability to optimize for money generation. Or put another way, money won't make you happy, don't let the lack of it make you unhappy.