2 ms·

I am very confused by your statement. This app is only applicable in Kenya and was launched with the telecom there. And I'm not aware of any American company t

• WhyNotHugo 6y ago
  Again, you're only mentioning American payment methods (well, bank transfers from outside the US are prohibitively expensive). I guess this is why American companies behave the way they do: it doesn't even occur to you guys that other countries use different payment systems (generally, far safer than credit cards). I'll give a single example here, but it's full of countries with their own systems: Here in the Netherlands, all offline stores here accept EU debit (some don't take cash, and this is becoming more normal due to COVID. Most stores don't take credit). Local credit cards, however, cannot be used online. They have no "card number". Online stores ubiquitously take Ideal. Ideal it tied to ones bank account, and money is moved from payer to recipient instantaneously. It's super safe, since you actually need to either scan a QR code with your phone, or use a tiny OTP device you get for free from the bank. Aside from not qualifying for a credit card here, I'd never get one because I don't _want_ a credit. I only want to use money I have, period.
  • devdas 6y ago
    And that gets truly annoying when you need to travel outside the EU, or buy from non Dutch online stores.