In Thailand the bank I have, Kasikorn, charges for ATM usage outside of the registered province even from the same network... UNLESS you use their cardless with

In Thailand the bank I have, Kasikorn, charges for ATM usage outside of the registered province even from the same network... UNLESS you use their cardless withdraw that uses some QR code for TOTP that requires the app (that will attempt to block phones with root access). You can use the website as well for some things, but it requires SMS-based OTP with no supported alternatives. I'd switch banks or at least branches to this new province, but my current visa won't allow it (and for whatever reason, you cannot transfer accounts but need to open a new one).