> I have heard banks will take back a car if not paid in full. I can only speak anecdotally, several years ago, I was in a financial pinch, and I called up my

> I have heard banks will take back a car if not paid in full. I can only speak anecdotally, several years ago, I was in a financial pinch, and I called up my car's finance people. I told them about my problem, and that I didn't expect to be able to continue paying for my car, and that I'd heard that they would take the car back, null the credit agreement (if car value > remaining amount owed), and sell on the car. The nice lady on the phone told me that no, that's not what they do. They'll just wait until I default on X number of payments and then take me to court. Here I was trying to be helpful, and they gave zero shits.