Ward talks about this occasionally, but generally there's a frustration among the original agile manifesto authors about how the principles they were after beca

Ward talks about this occasionally, but generally there's a frustration among the original agile manifesto authors about how the principles they were after became distorted by the consultant industry that spawned behind the terms. The financial metaphor above is definitely what Ward meant when coining the phrase technical debt, and it dovetails into agile in the sense one should be making conscious decisions about balancing upfront investment vs uncertain goals. Technical debt can be an opportunity in the sense of doing the learning on the cheap, but you can't run up that debt indefinitely.