But isn't the term "Technical Debt" meant to help business-people understand an issue that, while real, and though inherently grasped by people who write softwa

But isn't the term "Technical Debt" meant to help business-people understand an issue that, while real, and though inherently grasped by people who write software, not necessarily by others in positions to make resource allocation decisions? By calling it "debt" it is put into financial terms everyone understands. If it is a red flag, it is in the sense that people are making decisions about software, who don't understand how it is built and maintained. That is the case in a lot of environments.