I think the term "technical debt" is a really good analogy. Regular financial debt isn't something to be avoided at all costs. Often, it's the right move to tak

I think the term "technical debt" is a really good analogy. Regular financial debt isn't something to be avoided at all costs. Often, it's the right move to take on some debt in order to quickly achieve an important goal. Taking out a loan for a house or a college education can be a good investment that pays off. But at the same time, if you completely ignore your financial debt, you're going to find yourself overwhelmed by your debt payments. The key is to be aware of your technical debt, and be aware that you're making a tradeoff, and that the right answer often falls between the two extremes.