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What are safer options out of curiosity?
by koalaman 6y ago
What are safer options out of curiosity?
- webinvest 6y agoI don’t believe risk-free returns exist for long in the investing world anymore with fed rates at near zero. However lower-risk and safer options than a pure TLT portfolio are The Ray Dalio All Weather Portfolio, the Rick Ferri Core 4 Portfolio, the Harry Brown Permanent Portfolio, and the ETFs SWAN or SHV.
- koalaman 6y agothanks for the pointers from you both
- owenversteeg 6y agoWell, naturally there are the short duration Treasuries, which are a solid bit safer than 20 year Treasuries. But it of course depends what you consider your risk tolerance to be, and what risks do you want to protect against. For example, a US Govt default is very unlikely, but possible, and while you can hedge against it, that'll cost you money. If you want to get into the really unlikely events, like hyperinflation, gold can play a part of a hedge against that.