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A healthy economy needs both savers and risk takers, What is happening today, the marginal rate @ or below zero there are no savers, that is equally as bad as

• JumpCrisscross 6y ago
  > healthy economy needs both savers Based on what? Savings are the rue of Keynesian economics. And they at best do nothing in monetarist frameworks. > the marginal rate @ or below zero Marginal nominal rates are between 0.09% (1 mo.) and 1.63% (30 y.) [1]. Real rates are negative [2], but to the tune of -1.22% (5 y.) to -0.26% (30 y.), which hardly discourages rainy-day saving. For anything more than that, surplus capital should be invested, not hoarded. [1] https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield https://www.treasury.gov/resource-center/data-chart-center/i... [2] https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=realyield https://www.treasury.gov/resource-center/data-chart-center/i...