* sorry, typed on a phone... The consumer side is fairly unregulated. Consider that a home mortgage at 3% down is 33x levered, but I as an investor cannot inv

* sorry, typed on a phone... The consumer side is fairly unregulated. Consider that a home mortgage at 3% down is 33x levered, but I as an investor cannot invest in something that is 33x levered unless I’m accredited - actually, more likely a qualified purchaser - according to the SEC. So I’m arguing the protections are really there to protect the borrower (debt) but they limit the investor (equity). In effect this is an imbalance because of the disparity in upside/downside balance.