No one mentioned Dilbert's 9-point formula? http://www.marketwatch.com/News/Story/Story.aspx?guid=%7Bbe57f0aa-03d9-4320-bc4d-83363b6372f6%7D http://www.marketw

No one mentioned Dilbert's 9-point formula? http://www.marketwatch.com/News/Story/Story.aspx?guid=%7Bbe57f0aa-03d9-4320-bc4d-83363b6372f6%7D http://www.marketwatch.com/News/Story/Story.aspx?guid=%7Bbe5... Won't paste it here, but it's worth a look. The first bit of advice is make a will (yes, even if you aren't married - give it to the old hackers home).