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> they need you to have it to protect themselves. Arson, theft, and storm damage is very common and the last thing they want is to get hit with a bunch of costl
by JoshTriplett 6y ago
> they need you to have it to protect themselves. Arson, theft, and storm damage is very common and the last thing they want is to get hit with a bunch of costly lawsuits from people who refused to insure themselves.
Then they should be the ones paying for the insurance, because they're the ones who need it. And given the small number of people who will file a lawsuit, versus the number who will make an insurance claim, that seems likely to be cheaper.
- dahdum 6y agoSome people may store items worth $500 while another stores items worth $25k in the same size unit. A one sized fits all policy isn't competitive on the low end, and many people already have coverage through homeowners/rental insurance they can use instead.
- JoshTriplett 6y agoExactly. If people want insurance they can get insurance. If the storage space wants to get liability insurance, they can get that insurance themselves (and if they choose to pass through the fee, they can bundle it into the advertised price and not try to pretend like it's for the benefit of the customer).