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The bank I use has very few branches, from what I can tell. They let me deposit checks by mail or with a smart phone and they refund all of my off-network ATM f
by c22 6y ago
The bank I use has very few branches, from what I can tell. They let me deposit checks by mail or with a smart phone and they refund all of my off-network ATM fees, I guess with the money they're saving by not operating physical branches.
- bobthepanda 6y agoYou can do that with a check but you can't really take smartphone pictures or use mail to deposit cash. I have an online bank account but I do maintain a checking account with a traditional US bank for this reason.
- c22 6y agoThis is true, and my bank does have one branch in my city I can go to if I ever had to deposit cash. In actuality, though, I rarely receive large sums of cash and any cash I do get I usually just spend (thus avoiding having even to visit an atm to get more cash as I commonly have to). The end result is that I haven't been inside a bank in at least 5 years.