I'm curious how this works. As far as I know in the UK if you damage street furniture (signs, street-lights etc) with your vehicle then you're responsible (or y

I'm curious how this works. As far as I know in the UK if you damage street furniture (signs, street-lights etc) with your vehicle then you're responsible (or your insurance is) for paying for it. Surely it shouldn't matter what state your vehicle was in at the end of it, just the damage that you've caused?