That's assuming no returns on investment. With £2 million you could spend £75,000 a year and reasonably expect to preserve your $2 million (and grow it by infla

That's assuming no returns on investment. With £2 million you could spend £75,000 a year and reasonably expect to preserve your $2 million (and grow it by inflation) forever. (Going with 3.75% rule instead of usual 4% rule so you have a safety margin.)