This article, despite being an obvious advertisement, was informative. But I’m a bit confused about why this is considered a tricky problem, and why we need tec

This article, despite being an obvious advertisement, was informative. But I’m a bit confused about why this is considered a tricky problem, and why we need technological solutions. I’m no computer security expert, but I don’t think I will be affected. I don’t click on links in emails or (good lord) in text messages. I don’t download executables. I suppose I could end up on a counterfeit site by following a link, say, from Twitter. But I wouldn’t be following a link from Twitter to my banking site. So where is the vector? Am I being naive?