Ceteris Paribus, efficiency is more morally acceptable than inefficiency. Not giving banks a huge unearned subsidy, and not destabilizing the financial sector w

Ceteris Paribus, efficiency is more morally acceptable than inefficiency. Not giving banks a huge unearned subsidy, and not destabilizing the financial sector with government-engineered bubbles, is more morally virtuous than the alternative, IMHO. As for housing, plenty can be done to make it more affordable, without doing grievious economic harm by disrupting normal market activity on a massive scale. For example, reverse the expansion of land-use restriction in high productivity metropolitan zones: https://eml.berkeley.edu/~moretti/growth.pdf https://eml.berkeley.edu/~moretti/growth.pdf