Does it really fix the issues though? The way I see it, these sort of interventions just trade short term (corrective) pain for long term disasters. I often won

Does it really fix the issues though? The way I see it, these sort of interventions just trade short term (corrective) pain for long term disasters. I often wonder how much houses would cost if mortgages were not guaranteed, I would think a lot less, the same goes for student loans.