I think it's useful to think of this as a proxy to the fiat world. You can continue to use and hold your crypto where possible (hoping more places accept it dir

I think it's useful to think of this as a proxy to the fiat world. You can continue to use and hold your crypto where possible (hoping more places accept it directly over time), but have a way to spend it at existing locations that only accept credit cards. I think the real death blow here is the 2.49% fee that Coinbase charges on every transaction for liquidating the crypto (I'm struggling to find this on their website, but I see someone posted it in another thread).