I have United-branded Visa. I was going to cancel it but the rep said that I could pay the annual fee of $95 with miles. I have it to avoid paying bag fees.

I have United-branded Visa. I was going to cancel it but the rep said that I could pay the annual fee of $95 with miles. I have it to avoid paying bag fees. Haven't traveled with United for more than a year. I guess I'll keep it until the miles run out. I don't know if you can do the same with your Delta Amex but FYI.