This article uses tax estimates that are likely too low for many who can possibly max a 401k. It doesn't mention state income tax at all, despite the vast majo

This article uses tax estimates that are likely too low for many who can possibly max a 401k. It doesn't mention state income tax at all, despite the vast majority of states having one. It doesn't mention that funds can distribute interest and non-qualified dividends, which are taxed at the regular federal rates. It doesn't mention the 20% qualified-dividends-capital-gains rates or the Net Investment Income Tax, which further impact high earners. In short, most people should do their own analysis because this analysis is not going to be accurate for them.