Yes. When you deposit the money you earned from your pre-paid cards in your bank account, once you reach a certain size your bank will certainly start asking ho

Yes. When you deposit the money you earned from your pre-paid cards in your bank account, once you reach a certain size your bank will certainly start asking how you are making money, and if you say "gift cards/cash equivalents that can be traded online" they will also start to ask you who you are selling these cards to. From the banks point of view, they don't want the FBI to come knocking saying that carders in Russia were using the banks money to launder purchases from stolen credit cards. If the bank can't cough up those records they are in hot water. PayPal is the middleman that turns Masterbucks into cold hard cash into your bank account. If PayPal didn't enforce it, then in the eyes of the government PayPal is complicit also.