Living month to month from cash reserves is the general way to describe this mindset, and is is the reason the nation sees a significant increase in purchases o

Living month to month from cash reserves is the general way to describe this mindset, and is is the reason the nation sees a significant increase in purchases of durable goods when tax returns roll in each spring. Your idea of daily payouts is a very clever hack on the system and deserves a practical trial. It would be most interesting to see if it encourages inceased savings on this scale.