There is a need for the education yes (completely). But there is also a crying need for both tools and regulation. Mint was a sort of step in the right directi

There is a need for the education yes (completely). But there is also a crying need for both tools and regulation. Mint was a sort of step in the right direction - but basically we need software (agents) to be in the fight on our side - here is the list of your outgoings - 40% of people cancel their Gym subscription after three months - do you want to cancel yours? Add on to this regulation - the EUs new Open Accounts (?) directive is a huge step.