3 ms·

What the hell kind of story is this? The $300,000 is a perfectly reasonable coverage. Right now I have $250,000 per person and $500,000 per accident liability

by parfe 16y ago

What the hell kind of story is this? The $300,000 is a perfectly reasonable coverage. Right now I have $250,000 per person and $500,000 per accident liability coverage and I find that to be perfectly reasonable. You can't even go over $500,000. This hit piece making it seem like $300,000 is cheaping/screwing the customer is pretty sickening.

bstx 16y ago
> The $300,000 is a perfectly reasonable coverage. Really? My liability insurance in Germany covers up to €100 million per accident, and that's pretty standard. I always feel a bit anxious when driving rental cars in the US (even with SLI) considering how sue happy Americans are.
- seats 16y ago
  I'd hate to see what a €100 million euro car accident looks like! It seems like you'd have actually have intent in order to actually be responsible for that much damage. http://www.insure.com/articles/lifeinsurance/body-parts.html http://www.insure.com/articles/lifeinsurance/body-parts.html
- parfe 16y ago
  Random googlings point me towards Haftpflichtversicherung being German Third party liability insurance which seems to be uniquely German in that it is so high compared to other countries. The linked forum[1] talks about Germans being shocked others don't carry such high coverage. US States set their own minimums and none break $100k required. [2] [1] http://www.toytowngermany.com/lofi/index.php/t97713.html http://www.toytowngermany.com/lofi/index.php/t97713.html [2] https://secure.wikimedia.org/wikipedia/en/wiki/United_States_auto_insurance#Requirements_by_State https://secure.wikimedia.org/wikipedia/en/wiki/United_States...
silencio 16y ago
Yeah, I don't know what the big deal is either. I am a happy Zipcar member (for when I'm in SF) and I own my own cars (down in LA) and I drive a fair amount (30k+ miles/year). People driving around me would be lucky to have that kind of liability insurance in CA where the minimum is like 10% of what Zipcar provides, and that scares me more than the idea of getting into a catastrophic accident in a Zipcar.

by parfe 16y ago

bstx 16y ago

> The $300,000 is a perfectly reasonable coverage. Really? My liability insurance in Germany covers up to €100 million per accident, and that's pretty standard. I always feel a bit anxious when driving rental cars in the US (even with SLI) considering how sue happy Americans are.

seats 16y ago
I'd hate to see what a €100 million euro car accident looks like! It seems like you'd have actually have intent in order to actually be responsible for that much damage. http://www.insure.com/articles/lifeinsurance/body-parts.html http://www.insure.com/articles/lifeinsurance/body-parts.html
parfe 16y ago
Random googlings point me towards Haftpflichtversicherung being German Third party liability insurance which seems to be uniquely German in that it is so high compared to other countries. The linked forum[1] talks about Germans being shocked others don't carry such high coverage. US States set their own minimums and none break $100k required. [2] [1] http://www.toytowngermany.com/lofi/index.php/t97713.html http://www.toytowngermany.com/lofi/index.php/t97713.html [2] https://secure.wikimedia.org/wikipedia/en/wiki/United_States_auto_insurance#Requirements_by_State https://secure.wikimedia.org/wikipedia/en/wiki/United_States...

silencio 16y ago

Yeah, I don't know what the big deal is either. I am a happy Zipcar member (for when I'm in SF) and I own my own cars (down in LA) and I drive a fair amount (30k+ miles/year). People driving around me would be lucky to have that kind of liability insurance in CA where the minimum is like 10% of what Zipcar provides, and that scares me more than the idea of getting into a catastrophic accident in a Zipcar.