May I offer another tale: • PayPal account holder for 14 years. • Occasionally sell on eBay, and send/receive payments for freelancing work (maybe $10k a year

May I offer another tale: • PayPal account holder for 14 years. • Occasionally sell on eBay, and send/receive payments for freelancing work (maybe $10k a year) • Semi-regularly buy and sell bitcoin for PayPal (about $1-2k a month) • Never had eBay buyers claim DOA or anything suspicious, including high value sales (think GPUs, etc). • As of a year ago, added to the “Funds Now” program which means my money will never be placed on hold, even during a dispute. • The program worked as intended, as I was able to access my funds even during a dispute. • For disputes I’ve had to make, they’ve always been resolved in my favour. • Back when they had phone support pre-COVID, I always got local reps who knew what they’re doing. On the other hand, last month my bank banned me and closed my accounts for depositing money into a local, regulated bitcoin exchange; with a letter giving me one day to sort out alternate banking agreements. Go figure.