I mean the gold standard here is WeChat. QQ is probably the next one. Messaging apps are probably more important than FB for example. The problem right now i

I mean the gold standard here is WeChat. QQ is probably the next one. Messaging apps are probably more important than FB for example. The problem right now in the US is friction with using messaging apps for payment. Venmo, apple pay and other apps are making inroads here but we are still mostly confined to credit card interfaces.