What do you mean one healthcare plan is "wasted"? If you are offered a healthcare plan by several employers you just enroll in one and that's it. You waive the

What do you mean one healthcare plan is "wasted"? If you are offered a healthcare plan by several employers you just enroll in one and that's it. You waive the other ones. Your premium is paid partly with one salary, and your other salary is untouched. Where is the waste?