I'm in a similar boat ($120,000 student loan debt), although I'm getting married with a fiance who won't be able to support herself (contribute any money to the

I'm in a similar boat ($120,000 student loan debt), although I'm getting married with a fiance who won't be able to support herself (contribute any money to the family) for about a year. 1. Extend the payments to 30 years (instead of 15, this "saved" me about $600 a month in payments) 2. Do the income sensitive repayment plan that others have suggested. Good luck.