Ditto, I discovered this a few years ago, and 90% of the time I don’t need my wallet. I just take my driver’s license (ID in the US), ATM card, transit card, an

Ditto, I discovered this a few years ago, and 90% of the time I don’t need my wallet. I just take my driver’s license (ID in the US), ATM card, transit card, and a $20 bill.