Anyone care to extrapolate or provide reading material on what would be the imminent consequences of X % of money supply being in cripto and out of the reach of

Anyone care to extrapolate or provide reading material on what would be the imminent consequences of X % of money supply being in cripto and out of the reach of banks. Especially in today's economy of low interest rates I wonder what happens in first Y amount of years as X goes from negligible to significant. What are the better works written on impact of increase of crypto usage on economy and society moving from this point.