> What about my bank? They have >100M users, and with an app/service portal, they'll be required to be "interoperable". Banks around here (Norway) are required

> What about my bank? They have >100M users, and with an app/service portal, they'll be required to be "interoperable". Banks around here (Norway) are required to provide API access because of Eu regulations (yeay EU, sometimes you are a great idea even if I'm happy that we aren't a member) and I can already see accounts from other banks I have used before. > I also don't want my bank to have an interoperability interface; as an internet plumber, I fully realize the first thing you need to have a blockage is a pipe with something in it. Couldn't this be used as an argument against every standardization effort?