Usually this grace period for new cars only applies to the liability insurance, i.e. damages to others, not to the insurance against damages to your own car ('k

Usually this grace period for new cars only applies to the liability insurance, i.e. damages to others, not to the insurance against damages to your own car ('kasko' insurance). Meaning you are out of luck regarding your own new totalled 100k car, but the other car you rammed in the process will be paid for.