Frankly no bank will display this data voluntarily, because in being transparent, it would gain a reputation as a less reliable place to deposit checks than oth

Frankly no bank will display this data voluntarily, because in being transparent, it would gain a reputation as a less reliable place to deposit checks than other banks - customers would shoot the messenger. This is exactly the type of thing a “Surgeon General’s Warning” regulation/law could enforce, and sidestep the prisoner’s dilemma here. But absent regulation I doubt this will ever become common knowledge.