Would it be too reductionist to say then that the main value of a subscription as opposed to just buying the major versions you want is that you don't have to p

Would it be too reductionist to say then that the main value of a subscription as opposed to just buying the major versions you want is that you don't have to pay the costs for a decision that isn't impactful? If not, could an org not otherwise reap those same benefits by just choosing to upgrade every major version, but then retain the flexibility to not shell out for a new version if a pandemic temporarily hurts finances or something?