I doubt this. More likely is that everyone is financing their iPhone at 0% over 24-30 months. The number of people who can afford to pay cash for an iPhone is

I doubt this. More likely is that everyone is financing their iPhone at 0% over 24-30 months. The number of people who can afford to pay cash for an iPhone is a tiny fraction of the people who can afford the monthly payments. The absolute most expensive iPhone configuration with the iPhone Upgrade Program is $66/month. You can get it for significantly less per month through a major carrier.