I'm American so any questions about health insurance automatically are predisposed towards absurdity. But yeah, I do. I don't want to be stuck in a hospital wit

I'm American so any questions about health insurance automatically are predisposed towards absurdity. But yeah, I do. I don't want to be stuck in a hospital with a multi thousand dollar medical bill for an emergency. The worst that would happen without me owning a car is needing to rent one on a moment's notice. Maybe there's the odd moment when I would need a car for a city-wide evacuation? Seems like that's such an exceptional case that I would not spend my money maintaining a car just to be prepared for it.