I guess so - very few people (1 in 7 I think) have health insurance in the UK, but I assume it's like car insurance - if my car is written off, I have to pay th

I guess so - very few people (1 in 7 I think) have health insurance in the UK, but I assume it's like car insurance - if my car is written off, I have to pay the first £250, and the company pays the next £10k (or whatever it's worth)