I think they’re probably wrong but it depends how you look at it. I buy the latest one when AppleCare runs out. That gives me the latest handset, 2 years prote

I think they’re probably wrong but it depends how you look at it. I buy the latest one when AppleCare runs out. That gives me the latest handset, 2 years protection against my own stupidity, the best eBay return after that period expires, the best battery life always and the happy period before iOS gets slow. If I don’t do that I have to pay up full price for repairs, involve third party repairer risk or write the whole handset off if I do something stupid (which does happen). Also I would have to put up with declining battery health, slower operating systems and worn connectors etc. That applies to the SE as well which has a really low total cost of ownership over two years with all risks mitigated taking resale value into account. Trick is to plan and save up for things you’re going to buy while you’re using the last one.